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Frequently Asked Questions
What does auto insurance cover?
Auto insurance covers you, your car, and others involved in a vehicle incident.
What are the different insurance coverage types?
The different insurance coverage types are as follows: Bodily Liability, Property Damage Liability, Comprehensive, Collision, and Uninsured & Underinsured.
Am I required to buy auto insurance?
Auto insurance is mandatory in every state across the U.S., but insurance coverage laws vary. To make sure you have the right insurance, visit Indiana BMV.
Can I put anyone on my auto insurance policy?
You can include members of your household on your policy, but you must all live at the same address.
What is an insurance deductible?
An insurance deductible is the amount of money that the insurance company requires you to pay after an accident before your insurance company pays for the remaining amount.
When can an auto insurance company deny your accident claims?
An insurance company can deny your claims if they have proven beyond a reasonable doubt that you were driving recklessly or lied in some form about the damages in your accident.